Loan Within Shares

Keep your shares in your account, borrow against your shares and continue receiving flexible interest on your shares. Loan Terms and Conditions: No waiting period for membership Maximum loan repayment period – 72 months A minimum $1000.00 must be paid or deducted via salary deduction to shares on a monthly basis Loan Requirements ID Proof […]

Smart Hire Purchase Loan

The Smart Hire Purchase Loan offers you the flexibility of purchasing smart devices (smartphones, TVs, Laptops, or tablets), household appliances and furniture. Borrow up to $500,000.00 with a maximum repayment period of 36 months. Loan Terms and Conditions: Must be a member for at least 3 months. 20% of the amount being borrowed must be […]

Ready Request Loan

A flexible loan on request for a maximum of $230,000.00 (fees included) secured by shares and co-makers. Loan Terms and Conditions: First-month salary deduction must be remitted to the credit union before applying for a Ready Request loan. 20% of the amount being borrowed must be in the shares account. Maximum loan repayment period – […]

Motor Vehicle Loan

Portrait of black female driver in a car holding a car key

Get financing for that dream ride. Borrow up to $6M with flexible interest rates. Purchase vehicles up to 10 years old. Loan Terms and Conditions: Must be a member for at least 6 months Financing available between 70%-100% Members may deposit 10% – 30% of the amount being borrowed to the car dealership/seller or to […]

Property Pledged Loan

Building house on blueprints with plan - construction project

Use the equity in a property to secure up to $8M for a maximum of 10 years. Use your Property Pledge Loan to build, renovate, pay down a debt, start a business or any other personal use. Loan Terms and Conditions: ID Must be a member for at least 6 months 5% of the loan […]